February 24, 2025

Personal property insurance is a crucial component of both homeowners and renters insurance policies. It provides coverage for your belongings in the event of theft, damage, or loss. In this article, we’ll cover the ins and outs of personal property insurance, what it does and does not cover, and how it differs in homeowners and

Home insurance is essential for protecting one of your most valuable assets – your home. You may already know that standard home insurance policies cover damages to your property and liability, but did you know that they also usually cover the expenses you incur when your home becomes uninhabitable due to a covered loss? This

It’s easy to get lost in all the words wrapped up with new home ownership: amortization, closing costs, collateral, contingency, depreciation, down payment … the list goes on and on. We’re here to help you understand two commonly confused terms in the realm of homeownership – mortgage insurance and homeowners insurance. While they both involve

We love living in South Carolina. With our proximity to the mountains, abundant and lush greenery, and, of course, that short drive to the Atlantic coast. So dreamy! But from June through November each year, those of us living on the East Coast often have more than a few weather challenges to contend with. One

If you are considering buying a home and are having to be strategic with your budget, chances are you’ve heard mention of Private Mortgage Insurance (PMI). PMI can be a bit of a confusing topic, but it doesn’t have to be! By the end of this article, you’ll be able to confidently answer the question,

When it comes to safeguarding your most significant asset – your home – having adequate home insurance coverage is crucial. Before you can obtain a homeowners policy, you need to go through the process of getting a home insurance quote. In this article, we’ll discuss how to get homeowners insurance, provide you with a list

If you’re hitting the open road on your bicycle, you’ve probably gone to great lengths to increase your safety. But accidents happen. The CDC reports nearly 130,000 cyclists are injured every year in the United States during a road accident, and close to 1,000 people die from bicycle crash injuries. A crash is not only

Being handed the keys to a new home is a giant moment in any person’s life. But once the papers are signed and the house is yours, you want to make sure your property is safe and secure. Many homeowners look to title insurance to help solidify that feeling and protect them from claims they

How to Complete a Flood Risk Assessment The purpose of a flood risk assessment (FRA) is to evaluate the likelihood of flooding and its potential impact on people, property, and the environment. It is often required for construction projects, especially in flood-prone areas, or to secure flood insurance.  If you aren’t aware of any bodies