Health Insurance

In this article What’s next for Marketplace health insurance subsidies after 2025? How have ARP’s subsidy enhancements affected eligibility for Marketplace premiums? What are the enhanced subsidies now, and how might subsidies work in 2026? Who will feel the change the most? ACA subsidy rules prior to ARP Temporary subsidy enhancements under the ARP and […]

In this article DACA recipients will be eligible to use the Marketplace Georgia switches to state-run Marketplace platform State-funded health insurance subsidies change in several states Some Oregon enrollees may switch to Basic Health Program Individual and family premium increases average 6-7% At least 19 states will see carrier entries or exits New short-term health

A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor in March 2024, has imposed new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – limits new STLDI plans to three-month

In this article How do Georgia residents currently enroll in Marketplace coverage? Can residents use Georgia Access to enroll in 2024 coverage? What’s changing for residents who need Marketplace health insurance? What’s staying the same for Georgia Marketplace enrollees? What do Georgia enrollees need to do this fall? Starting Nov. 1, 2024, Georgia residents will

UPDATE, Dec. 28, 2024: The stay has been vacated. As a result, DACA recipients in Alabama, Arkansas, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Missouri, Montana, Nebraska, New Hampshire, North Dakota, Ohio, South Carolina, South Dakota, Tennessee, Texas, and Virginia are NOT eligible to use the Marketplace. Those who already enrolled before the court ruling will

In this article What is a domestic partnership? Which states recognize domestic partnerships? Are domestic partner health benefits the same for same-sex and opposite-sex couples? Do Marketplace plans offer domestic partnership health insurance benefits? Is my employer required to provide domestic partner health insurance? How do I add my domestic partner to my health insurance?

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do? UPDATE, Oct. 24, 2024 CMS noted earlier this month that the

Key takeaways What is managed care? And why do health plans have managed care designations? Four types of managed care What’s the difference between an HMO and a PPO (and other types of managed care)? What might you consider when buying an HMO, EPO, PPO or POS plan. Confusion over what is and isn’t managed

In this article How can a President start making changes on ‘Day One?’ How quickly can a President make policy changes through federal rulemaking? What types of policy changes are possible via rulemaking? Is it possible to overturn a predecessor’s rule quickly? How can one-party control of the White House and Congress speed policy changes?

Reasons to enroll in an ACA health plan by December 15? Delaying your enrollment might mean no coverage in January Delayed enrollment might mean missing out on free money If you’re auto-renewing your 2024 plan, you could be surprised on January 1 January out-of-pocket expenses won’t transfer to a plan that starts in February Open